As Seen In
We seek to maximize your money, so you can maximize your life.
Specializing in Wealth Management for Business Owners, Tech Professionals, & Crypto Investors
Ascent exists to empower you to maximize your money, so you can maximize your life.
We're committed to building genuine & deep relationships so we can help you when you need it most.
As a next-generation firm, we exist to provide full service wealth management for Gen Z & Millennial Innovators.
Our Commitment to You
We value your trust. Here is how we show our commitment to you.
Accessible.
At Every Step.
We're committed to helping you no matter your financial situation.
To show our dedication to the accessibility of quality financial advice, we have no minimum asset or income requirements to work with us.
Fiduciary.
All The Time.
As fiduciaries, we are obligated to provide objective financial advice that is in your best interest.
Our goal is to provide you unbiased, objective solutions & strategies for your situation.
Fee-Only.
No Products.
As a fee-only firm, our process is built to put your interests first so that when you do well, we do.
Unlike brokers, we are independent of specific products or services, have no sales quotas, & do not accept commissions.
Ready to build your financial foundation?
Our Passion is Seeing You Succeed.
How We Help
Together, we partner to create a personalized action plan that builds your financial foundation.
Financial Planning Advice We Offer Covers:
We provide advice on all facets of your personal finances including the aspects below. Additionally, we can coordinate the preparation & filing of your income taxes through Ascent Tax Services, a separate company that's under common ownership with Ascent Personal Finance.
Professional Investment Management
Tax Minimization Strategy
Cash Flow & Debt Management
Business Planning
Retirement Planning
Education Planning
Career Asset Management
Risk Management
Estate Planning
Charitable Giving
Holistic Financial Planning
Check Out Our Videos & Slides That Describe How We Help in Detail!
Ready to Get Started?
Discover Clarity For Your Today.
The AscentCare Process
AscentCare is Full Service Wealth Management designed for our generation.
We tailored every aspect of our process specifically for Gen Z & Millennial High Earners like you.
Getting Started With AscentCare
Before we charge a penny in fees or manage a dollar of your hard-earned money, we prove our value to you.
Here's our no-cost, no-commitment, pitch-free onboarding process where we demonstrate the impact our advice can have.
"The Story & Not The Numbers"
Initial Consultation
If we review your application and accept your request for a consult, we'll have a relaxed conversation where we get to meet you and you get to meet us. We'd love to learn all about where you've come from, where you are now, & discover together whether working with us will help get you where you want to go!
Many people view meeting with their financial planner like reading a book they don't want to - "It's going to be a bit painful, but I'll be better off for it in the end". We make sure it isn't that way. That's why we like to say this meeting is all about "the story and not the numbers". It's all about what's important to you which means we may not even discuss "the numbers" until the Discovery meeting.
Discovery Meeting
If, based on the information uncovered during your consultation, we both believe there may be a possibility we can help you, we'll use the Discovery Meeting to learn more about your situation. We'll ask you all about your current financial standing, what you're hoping to accomplish in life, and what you're looking for in an advisor. We invest a significant amount of time in our discovery process because the better the information we have, the better our recommendations will be.
At this time, we will gather any relevant info appropriate to your situation including asking you to organize several documents that will provide us with key information on your financial picture.
"The Numbers Behind The Story"
"Let's Get
To Work!"
Foundations Meeting
Equipped with the information we've discovered in conversations with you, we'll present your One Page Financial Plan Preview. This short document will include exactly what we believe we'll accomplish during the first year of our engagement, a detailed quote for your specific situation, a proposed annual service schedule, and other information to inform your decision on whether we're the right people to help you build the life you desire.
At no point during this meeting or any part of our onboarding process is there a hard pitch or expectation you make a decision. We believe the best outcome for both of us is one where we've both extensively considered whether it'd be right for us to work together before a decision is made.
If you decide to move forward, we'll get right to work on the items in your One Page Plan and begin service based on our annual service calendar!
You're In!
How Ongoing Planning Works
You're in! Here's how we serve you on an ongoing basis.
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During your regular strategy sessions, we'll cover what matters to you while also assessing your current situation, reviewing your progress, and making recommendations to propel you toward your goals.
Winter, Spring, & Fall Strategy Sessions
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AscentCare is designed to be centered around what matters to you. Our advice covers:
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Cash Flow & Debt Management
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Investment Direction
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Tax Strategies
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Estate Planning
Holistic Advice On What Matters
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We understand your life is moving fast and you may need advice during our meeting off-season.
For that reason, we designate several days every month where we're available for impromptu client meetings.
On-Demand Access to Your Financial Planner
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We coordinate your tax return preparation & filing with a third-party accounting firm so your tax season is as stress-free as possible.
Depending on the terms of your engagement, this may be included in your fee.
Stress-Free
Tax Preparation
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Our professional management of your portfolio will give you confidence & peace of mind so you can spend your time on the things that matter to you, instead of worrying about how the stock market is doing.
Professional
Investment Management
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As your financial planner, we're at the center of your professional team.
For the services we don't offer (estate, insurance, etc.), we manage your team of qualified professionals to ensure you're served well.
Coordination of Your Professional Team
Ready to build your financial foundation?
Unlock Confidence For Your Tomorrow.
How We Compare to The Competition
We're dedicated to delivering tremendous value to our clients.
In return for the immense value we bring, we charge premium fees. Here's what sets us apart.
The Details On Our Pricing
We believe transparency & trust are at the center of any healthy relationship.
That's why we've laid out exactly how our subscription works here.
Onboarding Fee: $500-$2,000
Most onboarding fees are $500-$1,500. The amount depends on complexity. This fee is charged upon engagement.
Annual Fee: Accepting Clients at $4,200/Year ($350/month) & Up
The exact amount of your fee will be determined by the complexity of your situation, volume of work on our end, and the amount of value we'll bring.
Fees may be paid by credit/debt card or drafted from your investment accounts.
The Heart Behind Our Fees & Our "No Pitch" Policy
Our goal is simply to have a fee that is fair for both of us. Before we manage a penny of your hard-earned money or charge a dollar in fees, we'll demonstrate the tremendous value we'll bring through our onboarding process. At no point in the onboarding process will there be a hard pitch or expectation you make an immediate decision.
Ready to get started?
Align Your Decisions With Your Values.
Get To Know Us
Our goal is to build a deep and genuine relationship with you.
Meet Zechariah
Professional Zechariah 👨💼
In his role, Zechariah loves the challenge of communicating complex financial information and the joy of building long-term relationships with clients. He begins each of his partnerships with a series of conversations to discover and prioritize his client’s goals and interests. Zechariah is dedicated to his clients and works hard to provide high-quality service to ensure they remain on track to reach their financial goals. Zechariah also does a bit of consulting work helping other advisors start excellent, efficient firms. He's currently working with Daniel Colston at Upward Financial Planning.
During his schooling, Zechariah discovered his passion for financial planning & tax strategy. After completing his financial planning degree, he worked at several premium boutique wealth management firms. At those firms, he noticed one common theme. Finding excellent financial advice for young people is almost impossible. You're either turned away because you're too small of a client...or sold some product that makes the "advisor" more money than it makes you! Ascent was founded with the objective of providing Gen Z & Millennials the REAL advice they need!
With almost a decade of experience in the crypto markets and years spent serving High Earning Gen Z/Millennial Business Owners & Tech Professionals, Zechariah is well-equipped to deliver tremendous value to his clients. Most recently, he passed the rigorous Certified Financial Planner exam and satisfied the education, experience, and ethics requirements of the CFP board. He passed the series 65 Investment Adviser Exam in July of 2020.
Weekend Zechariah 😊
I’m all about living life as the adventure that it is! My passions are getting to know people deeply through genuine conversations, discovering unique coffee shops, & just about every mountain/snow sport out there. If I’m not outdoors, then I’m in a coffee shop doodling, journaling, or helping someone manage their money well.
I'm a tech enthusiast (read: crypto/blockchain nerd), advocate for accessible financial advice, &, for as long as I can remember, have had dreams of running my own companies. I'm blessed to say, that dream has been realized!
Zechariah Schaefer
Founder & Financial Planner
Hometown: Lynchburg, VA
Licences/Certifications:
Series 65 Investment Adviser Exam
Education:
B.S. in Business Administration
Financial Planning Specialization
Passions:
😁 People. I LOVE people.
📈 Finance (If it wasn't obvious 😂).
🏔 Nature. Hiking & backpacking!
🚀 Blockchain & AI. They're the future!
Interested in Learning More? We'd love to chat.
Based in Denver, Colorado
Passionate about serving Gen Z & Millennials in DEN & Beyond
Connect With Us
Ready to get to work? Fill out our application to get started!
Due to significant demand, we're only booking consult calls with clients if there's a strong possibility they're the right client for our firm.
The information gathered in the application helps us determine whether it'd be right for all of us to invest time on a call, or if you'd be better served by a different professional in our network.
Send Us A Message
Inquiries
Mailing Address:
Ascent Personal Finance LLC
4387 S Independence St
Littleton, CO 80123
Email: Zechariah@AscentPersonalFinance.com
Phone: 609-772-5665